Your Workplace Costs Are Bleeding Money

We specialize in Texas businesses with 10-200 employees across industries including restaurants, retail, healthcare, manufacturing, transportation, and professional services. Our solutions are designed specifically for growing companies looking to optimize their employee benefits, workplace liability, and operational efficiency.

Most Texas employers save 15-40% compared to traditional workers' compensation insurance. The CPRO program offers unlimited medical coverage with no dollar limit, separate benefit limits per employee, and streamlined claims processing through mandatory arbitration—all while reducing your annual premium costs significantly.

ERISA (Employee Retirement Income Security Act) plans provide federal protection and consistent rules across states, offering more flexibility in plan design and often better legal protections. ERISA plans can include Section 125 cafeteria plans, HRAs, and self-funded arrangements that give you more control over costs and benefits compared to fully-insured traditional plans.

We focus exclusively on Texas businesses because our solutions—particularly the CPRO Nonsubscription Work Comp Alternative and our partnerships with Texas-licensed carriers like BCBS Texas, UnitedHealthcare of Texas, and Baylor Scott & White—are specifically designed for the Texas regulatory environment and market.

Implementation timelines vary by service. Employee benefits and ERISA compliance typically take 30-60 days. Corporate restructuring and tax strategy can be completed in 45-90 days. Digital transformation and AI automation projects range from 60-120 days depending on scope. We'll provide a detailed timeline during your consultation.

Our comprehensive financial audit includes a complete review of revenue streams, expense analysis, unit economics by product/service, identification of underutilized spend and redundant vendors, profitability analysis by client/channel, cash flow optimization, KPI dashboard setup (gross margin, CAC, LTV, payroll efficiency), budget creation with variance tracking, and a cost containment implementation roadmap with quarterly reviews.

You can absolutely choose individual services based on your needs. Many clients start with one service—such as the CPRO Work Comp Alternative or ERISA compliance—and expand from there. We also offer bundled packages for clients who want comprehensive solutions with additional savings.

We implement n8n workflow automation, create standard operating procedures (SOPs), deploy HR AI agents for routine tasks, build executive dashboards and analytics, automate employee onboarding, and set up compliance monitoring systems. Our approach is practical and tailored to your team's technical comfort level—we don't just build it, we train your team to use it.

We partner with top Texas carriers including Blue Cross Blue Shield of Texas, UnitedHealthcare of Texas, and Baylor Scott & White Health Plans. Baylor Scott & White offers the All Access PPO, giving you access to any provider in the UHC Choice Plus network. We also work with multiple dental and vision carriers including Delta Dental, VSP, EyeMed, and others.

Schedule a free consultation using the form on this page or call us at 903-388-8331 or 979-436-7861. We'll discuss your current situation, identify opportunities for savings and improvement, and create a custom proposal tailored to your business needs. There's no obligation and no pressure—just expert guidance.

Yes, Texas allows nonsubscription workers compensation alternatives. We help evaluate suitability and design an ERISA-qualified CPRO plan with clear benefits, arbitration, and compliant documentation for your industry.

Most employers can transition in 30–60 days depending on carrier timelines and plan design. We handle plan setup, notices, safety programs, and manager training.

Common opportunities include S-Corp elections when appropriate, accountable plans for reimbursements, 105/125 benefits, retirement planning like 412(e)(3), and entity restructuring based on profitability and payroll. We'll tailor based on your situation.

Plan documents, SPD/wrap, annual nondiscrimination testing, Section 125 setup, HRA/ICHRA/QSEHRA design, notices, and ongoing guidance for audits or changes.

Often yes. Beyond 15–40% premium savings, claims mitigation, safety improvements, and faster resolution through arbitration typically reduce TCOR year over year.

Yes. We standardize benefits, ERISA compliance, onboarding, and safety across locations and provide dashboards that show KPIs by site.

We automate routine HR and admin tasks, integrate forms and approvals, and surface real-time metrics. Clients typically recover 10–20 hours/week and cut software waste.

Yes. We optimize your profile, add services and photos, and align your website content for Houston, Austin, Dallas, San Antonio, and statewide Texas visibility.

Gross margin, payroll efficiency, CAC, LTV, new hire cycle time, claim frequency/severity, and plan utilization—reported in a simple dashboard.